Guest Post – Instruction Manual for Investment

The author is Ramalingam K, an MBA (Finance) and Certified Financial Planner. He is the Founder and Director of Holistic Investment Planners (www.holisticinvestment.in) a firm that offers Financial Planning and Wealth Management. He can be reached at ramalingam@holisticinvestment.in. If you want to write for Inquisitive Minds, please send us an email with details at the contact page.

Instruction Manual for Investing

Let’s open the manual:

Every gadget you buy in the market comes with an instruction manual or user’s manual. But your salary, savings…retirement don’t come with an instruction manual.  So we don’t know how to handle these and we end up mishandling. The result is poor investment choices and unhappy retirement. This article is an effort to draft an instruction manual for our investments.

Investment forms an integral part of our work life, with many wanting to save and invest to meet our long-term financial needs. We would all agree that just living from paycheque to paycheque would leave us in a bad financial state making us incapable of meeting our family’s financial commitments and our expenses after retirement.

Don’t Fly Blind; Have a Financial Plan

It is vital to chalk out a financial plan at the very beginning of our career. This plan would tell us how much we should save and invest. This plan also ensures that our long-term financial needs are met. It may prove difficult and sometimes costly in the long run if we chalk out a financial plan on our own. So it is better to engage a professional financial planner, who would be in the right position to advice us on the investments to meet our long-term objectives in life.

Generally investment advisors or financial planners ensure that we invest in the right type of investments that are relatively safe and tax efficient. They ensure that our investments do not divert away from the set financial goal. The advisors or planners who charge a fee, can be expected to act in the best interest of us; their clients. But we will not be in a position to trust those who live out of the commissions earned from selling insurance policies or mutual funds or stock broking.

However, it is best for you also to be cautious and not allowed to be fooled by flattery. Since it is your money you need to be cautious and vigilant.

Do control what you can:

The first thing that we can control is unnecessary expense on investment. It is in our interest to try to minimize or avoid investment expenses like entry load, exit load, fund management fees, commissions for buying and selling stocks, account maintenance fees,  allocation charges, administration charges, surrender charges, and other overheads. Small drops make a mighty ocean. Similarly these small amounts of cost cutting will definitely pay us in the long run.

The second control is over the diversification of your investment. You also need to ensure that at all times your investments are done over a wider variety of assets. This will ensure that you do not suffer large losses in one type of investment. The losses in one would then be offset by the gains in the other and you will be financially safe at all times.

The third control is the maintenance of our asset allocation to reach our financial goal. We need to keep a check over the asset allocation or ratio of equity to debt and to other things in your portfolio with the help of a professional financial planner. This will help us ensure that we are not taking more risk than what we want or can possibly handle.

Do pay as little attention as possible to the financial media.

It is best not to be influenced too much by the media to buy and sell investments. Investing is not a competitive sport. Buying and selling stock frantically by being influenced by the media is counter productive to your financial objectives.

It is best to understand that our conscious investment is for long-term wealth appreciation. So we should not be distracted by the investment shows that run 24 hrs a day, investment column they publish 365 days a year. Media doesn’t understand your requirements. So it is difficult to get a customized solution for your personal finance.

Don’t fall into “Invest and Ignore”

We have invested your precious savings, so do not be careless and sleep over it. Though our investment advisor would make sure that our investment grows, it is better that we too are vigilant and keep track of market conditions. It is our precious savings that we have invested. So if we lose it, we would be losing not only money but also our peace of mind.

Don’t fall into “HNI Trap”

Being a high net worth person exposes us to being influenced to invest in dubious projects that may bring down your financial status. This is true because the financial industry are on the look out for people that have a lot of money and are of a high status. They try to influence them to invest in dubious projects appealing to their status and vanity.

Being a HNI doesn’t mean that you need a completely different set of investments. They try to pack something and will say “This is a HNI product”, just to massage your ego and get business. Many HNIs would be lot richer, if they could have bypassed their private banking department and just invested in an index and a very few diversified equity funds.

A final thought:

The instructions in the user’s manual need to be used to get the maximum benefit and long life of the gadget. Similarly, having read the set of instructions to make wise investment decisions, it is up to you to follow them strictly or leave it and go back to your routine life.

If you decide to follow these instructions, you will definitely see a lot of positive changes and financial prosperity in the long run. So today is going to be the first day for rest of your life.

Lessons from Google – 10 things

Google is one of the most recognized names on the internet and the doorway to the internet for most of the world. There are things that we can learn from Google based on their business sense and this is the best time to learn it, considering that there is a looming web app boom which might burst in the not so near future. Until then economies will continue to rise over this boom creating ample opportunities for all to make a good buck and a good living. If the growth is not a bubble all the more better considering that we will have a good basis to learn from. In fact these 10 things come from the largest Online company Google themselves. Here is what they want to say are the best 10 things they do to be who they are :

1. Focus on the user and all else will follow.

Or as it is commonly known in India, Customer is King. By tracking user browsing history, cookies and other personal data tracking (which is a privacy concern anyway) they have managed to keep the user at the centre of the operations, so that users will return for maximum value. The first and foremost step to take for me while working with some of my customers is also to track them. Be it through feedback forms, market research or other ways. You need to know what your customers want and give them that. You then have a winning business.

2. It’s best to do one thing really, really well.

Although we know Google does not just do one thing, they focus most of their energy on the one thing they do arguably better than anyone else. Catalog, Index and search the internet. We do know that their remaining products form the rest of the ecosystem around search. It is not a coincidence that most of their revenue comes through the ads on this channel.  All big companies who are successful follow a similar policy. Like reliance they are not just building one product but building a whole ecosystem around that product. Not only do they Make Vimal Fabrics, they make the factories that make the yarn and the fibre for the fabrics.

3. Fast is better than slow.

Case in point Google Instant. I mean it has transformed the search experience 4 fold by adding this feature into browsers, mobiles and now smart TV’s. Although the speed of Instant means that you do not get the right result you are looking for first time straight, but it learns what else you are typing and provides results accordingly. It just means that it is better to be proactive than reactive. We might get a few things wrong by bring proactive, but we can make up the rework because we were faster to make that mistake than everyone else. Gives you the additional time for rework.

4. Democracy on the web works. (or anywhere else for that matter)

Google has been a company that is driven a lot of the choice of its users. Unlike Facebook who is driven out of what they want to do and let users adapt. Democracy ! In business as well as on the web this is important. A boss who does not pay attention to the needs and voice of his employees and customers, will soon find out that he does not have much to boss over. This also means that anyone can become a competitor anytime, a former employee, a loyal customer anyone has the freedom to start something to compete with, but that is where point No 2 comes in. No matter how well they do one product, they will not have the ecosystem goodies that make that product the best.

5. You don’t need to be at your desk to need an answer.

The world is changing and business is growing mobile. More and more people are now looking at mobile apps and the internet on the go. With devices like the iPad, iPhone, Androids and the Blackberry. Smartphones are getting more and more accessible. What this means to business is that we all need to catch up, have a mobile enabled website, have your teams work across the internet for more flexibility. Business can very well benefit from the mobile revolution that is currently happening around us. We just need to figure things out correctly.

6. You can make money without doing evil.

Although Google tracking users is considered evil by many, the fact that they are able to provide relevant ads that fuel innovation from Google as well as free applications for all of to use just means that the fact that they do not do evil is highlighted. Until now they are not selling our personal information to others, and they will not do that in the near future. Businesses can learn from this, by giving back something to society and the customers businesses will be able to retain them for longer and thrive. You don’t need to pay bribes, just make their experience better.

7. There’s always more information out there.

When Google says something like that it seems very inappropriate, cos we usually go to Google to get answers for all our questions. But this just means that they are willing to believe that they have not yet achieved everything. Businesses no matter how big should realize that there is more out there that they can do, be it doing social good or just working with their competitors, there is more that can be offered to your customers with no additional cost. Its a question of the effort and the mind set to be able to do so.

8. The need for information crosses all borders.

The main catch word in this sentence would be borders. The global village as the world is now being referred to is a huge resource that people fail to tap extensively. From sourcing, to new customer bases from outsourcing to re engineering, businesses should not be stopped by the need to have new resources that are available only half way across the globe. Technologies enable us to get across borders now and we need to go around these borders to be able to make the best use of what is available.

9. You can be serious without a suit.

This is true and the world is warming up to this, but there are still traditional companies who are driven out of the fact that looks matter. Pleasantries included. If you achieve perfection it will be evident that looks are deceptive, what lasts longer is the quality of work and the quality of our products and services. Being serious at work is a mental thing and not a physical thing. I don’t believe the age old statement “dress for your next job” applies any more. But again the east is still to catch up on it, unlike the west.

10. Great just isn’t good enough.

Perfection. I don’t really think, the above sentence can be summarised better. If all of us aim for perfection in all the small activities we do no matter how large or small, we are for sure going to be successful. We will use less time to achieve the same task (no rework), have more content customers and employees. All in all makes for a better work environment along with having the best product. A business no matter how large can look at itself every few months to make things better. Just because it is done in a certain way is not the best way to do it, that’s what we need to have as our operations motto.

Wife Discovers Husband’s Murder Plan On Facebook

Its unbelievable what Facebook is turning out to be in or lives. From being a tool to connect to Friends to something like this is absolutely shocking and disturbing at the same time.

Was reading the New York Post today, and this article came up as an interesting read. But the more I started reading the more I learnt of how good Facebook turned out to be in this case. If Ram Gopal Varma would read this he might make a movie on this issue. As it turns out alls well that ends well in this case. A curious Wife, a smart ass husband and Facebook. An interesting stopy of Pati, Patni  aur Facebook.

Angela Voelkert and her husband David were undergoing a messy divorce. Well, the plot thickens when Angela concocts this rather lamebrain plot that gets David to do some pretty diabolic confessing via a fake Facebook account.

According to the New York Post, the 29-year-old wife decided to open up a Facebook account posing as a 17-year-old named Jessica Studebaker, and sent a friend request to her 38-year-old hubby David. He accepted. After numerous friendly exchanges with the teen about his marriage and custody issues, on May 31, David spilled his plans for the demise of Angela by revealing to Jessica, that he had placed a tracking device in his wife’s van that would keep tabs on her whereabouts at all times.

David even asked the teen whether she could supply him with a “gang-banger” who’d be willing to do the deed for $10,000. “With me gone with my kids, the police can’t pin anything on me as I will be in another state, so I will be fine,” he said in a message. The desperate hubby then had the audacity to ask the teen to run away with him once he brought the curtain down on his poor “unsuspecting” wife. The audio salesman was arrested Friday. He was initially charged with illegally installing the tracking device.

Apparently, he provided the courts with a signed and notarized affidavit from May 25, which was six whole days before he sent his eerie request to his Facebook pal Studebaker. The affidavit, published by the Smoking Gun, states that David knew all along that Studebaker was actually his wife, Angela. He claimed to have been playing along with his wife’s little cooked-up scheme and had absolutely no intention of killing her or running away with their children.

The important question is, people getting so used to spilling most of their lives on Facebook is a personal choice, but how much is too much ?

Inquisitive Interviews : Adithya Suvarna – Advertising

Inquisitive Interviews, the feature was born out of the requests by some of the students who read this blog, requesting information regarding careers. And with a view to help them make a better choice, I have started to feature various careers from different people, starting with people I know and hoping to slowly reach many different people. The Inquisitive Interviews feature would not only help the students reading the interview but also the interviewee providing them with some Online PR of sorts, the benefits of which I mentioned in another post earlier.

[ Q ] Tell us something about yourself ?

My name is Adhitya Suvarna.  I have been working for over 10 years in the mass communications field, namely TV, Online News, Corporate Documentary Film making and Advertising.

[ Q ] What do you Do for a living and Where ?

I live in Dubai and work in a mid-level advertising agency.

[ Q ] Is your job what you expected it to be ?

Yes and no. Yes in terms of the industry I wanted to be in (media) and no in terms of seniority and responsibility that I currently have. Yes in terms of a wonderful office environment with lots of freedom and comfortable working relationships built over the last 5 years. No in terms of almost reaching a point of stagnation and the dreaded blank wall.

[ Q ] Is your salary what you expected it to be ?

The honest answer is no. But that would be a blinkered vision. I did not get a good start in terms of salary since passing out of my masters programme. I never fought for ensuring i get paid for what I am worth. Now, I earn a decent income but it could have been really comfortable if in the initial years of my career, I had stood my ground and been a little more informed.

[ Q ] What is your average day like ?

Office begins with checking emails that my client would have sent the previous evening as I leave office earlier than they do. Then briefing the creative department for new jobs or designs that the client wanted. I also follow up with artworkers in the studio for jobs undergoing minor revisions and sending the same to the client.  Meanwhile, client’s call up to check on jobs status, discuss new jobs or request media plans or rates and other sundry items. I also sit with my junior to discuss jobs that I have handed over to him to do.

[ Q ] What’s the most interesting part of your job ?

Thinking of new and innovative ways to communicate the same message in a new way to the audience. Also, no day is the same as the other as the adverts, the communications differ each day.

[ Q ] What’s the most challenging part of your job ?

Trying to understand what the client  actually means in their vague emails or telephone conversations. Also to try and coordinate with suppliers to meet with the really tough deadlines for delivery of jobs for the clients.

[ Q ] What’s the part of the job that you don’t like ?

When after days and months of us doing a lot of work to create something, it is dismissed in one email by the client as not required.

[ Q ] Do you get bored at your workplace at all ?

Yes and it is normal for when you are bored, the really rush days look very interesting and exiting.

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

I report to my Senior Account Director and the Managing Director. Both have direct and tremendous impact on my job since the amount of freedom and trust they place on me helps me do my job better and more professionally.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

I use some of the skills I picked up in my masters programme. The rest of the skills have been on the job. I did not pick up anything in my college or school that is has helped or is helping in my career in any point of time.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : Bangalore, Panjim, Cuttack, Patna and Kolkatta

Pre University               : R S Krishnan, Trichy

Bachelor’s Degree        : Canara College

Master’s Degree           :  Manipal Institute of Communication

[ Q ] Would you advice younger people to join in your industry ?

Absolutely. There is no better reward than promoting a brand and making sure people know about it and in the right way. It is also a great field for learning a lot about every other industry without actually having to be in that field.

[ Q ] What advice would you give to someone trying to get into the industry ?

My advice to the young crowd is to join when you are young and not wait for a masters degree. Get the hang of the advertising world and after a couple of years, you will be ready to know whether you want to stick around or continue and if the latter, then you will also know exactly which masters programme to do. This industry requires a lot of passion for what you do, whether creative or servicing clients. The rewards come only after a couple of years, so don’t expect to be greatly rewarded on joining. Also, when joining an ad world, try and join a very reputed one, preferably the top 20 agencies that have tied up in your home country. Make sure when you join, you are working for a known brand. That helps lay the foundation, so even after a few years you get an unknown brand, you will be in a position to take charge and give the best to make that brand know.

[ Q ] Anything else you want to tell the readers ?

Always remember to try and chart where you want to be in 10 years time. It is difficult, but a vague idea really helps. In the first few years of your career, don’t stick to a job that does not make you happy doing it or if it is underpaying you. Once you have a few years as a work experience, then try and stick on in jobs for at least a couple of years before leaving as the older you get the more stable your CV should look. Employers won;t look at CV’s that look like you have been hopping more than a rabbit.

[ Q ] Any online resources you recommend for people taking up this profession ?

www.adsoftheworld.com

www.ihaveanidea.org

www.adage.com

You can get in touch with Adithya at the link below :

On LinkedIn    : http://ae.linkedin.com/pub/adhitya-suvarna/7/87/9a4

On Twitter        : www.twitter.com/adkutz

As always I would like to thank Adithya for some very good advice and some interesting insight into the career of Advertising. So next time you have an innovative idea to implement you might want to run it through someone like Adithya just to make sure its not been over used. For the time being this is Adithya and Me signing off, and as always Be Inquisitive.

Inquisitive Interviews : Sinatra Menezes – Brand Manager

More Interviews from the creative side of work. This week we talk to the Brand Manager for one of the most famous brands, Ponds. Here is my interview with Sinatra about her work and career. Please let me know what you guys think of the interview, add to it, please drop in requests of Interviews if you want to see some specific ones.

Inquisitive Interviews, the feature was born out of the requests by some of the students who read this blog, requesting information regarding careers. And with a view to help them make a better choice, I have started to feature various careers from different people, starting with people I know and hoping to slowly reach many different people. The Inquisitive Interviews feature would not only help the students reading the interview but also the interviewee providing them with some Online PR of sorts, the benefits of which I mentioned in another post earlier.

[ Q ] Tell us something about yourself ?

I’m Sinatra, a second generation Indian, born and brought up in Dubai. I completed high school from The Indian High School. Post 10th grade I was faced with a life altering decision, would I opt for Science or Commerce. Finally I choose Commerce with Mathematics, thinking that it would allow me a wider range of job options. One semester through the first year, I realized that Math just wasn’t for me, and was shoved into commerce with Marketing. And this Ladies and Gentlemen, was the best thing that ever happened for my career!! I absolutely loved it and knew that i finally found an area that i could relate to and my gut feeling told me that I’d be good at it.

[ Q ] What do you Do for a living and Where ?

Ponds Brand Manager, Unilever Gulf

[ Q ] Is your job what you expected it to be ?

Everything and more!! I could live and breathe Brand Building for long time to come….the bit that keeps me going is that I’m part of this big project, big idea right from inception till it reaches the hands of consumers.I’m not the best with rountine work, I need something different and challenging happening at all times, to be able to keep my interest levels up.It’s been 8 months since I’ve joined the company, and i can surely say that no two days have been alike.

[ Q ] Is your salary what you expected it to be ?

I know that I’d get paid a lot more in another company. However the stuff that I learn here is invaluable. It’s like my Marketing Director mentioned to me, “if a single month goes by when you can’t add a new line to your resume, that means you are not learning anything new, it’s time to move!”. Unilever is my dream company, and I am very happy to be working here. Every time i walk into the office I can’t help but smile, cuz not too long ago i used to drive by the building wondering if i’d ever get the chance.

 

[ Q ] What is your average day like ?

At any given time I would be working on 5-6 different projects, in addition to ensuring that everyone else does their bit when it comes to the brand Pond’s. Reason being that as Brand Manager, I am responsible for delivering sales numbers, profitability and share growth versus competition. And hence every department needs to be aligned.

[ Q ] What’s the most interesting part of your job ?

The amount of resources that I have on hand! When working on a project, be it the launch of a new product, planning a customer event, or even a press event, I have access to people with specialized skills in various fields. Hence I don’t have to do it myself, I just need to get the work done.

[ Q ] What’s the most challenging part of your job ?

The amount of resources that I have on hand! Like my boss says, think of the company as a ship, you turn the wheel and only 10 minutes later will you see the impact. Similarly when you work with a big company with many people, it takes a long time to ensure that all elements of your plan are aligned.

[ Q ] What’s the part of the job that you don’t like ?

Updating various softwares that are in place, and any job that involves manual data entry……..(hate, hate, hate).

[ Q ] Do you get bored at your workplace at all ?

as of now the only thing that gets be bored is useless meetings. Especially when there is no clear agenda, or no outcome, or even worse, neither of the two!

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

I report to the Marketing Manager of Face category. The direct boss has a lot of impact on me. Right from the time you join the company, this person takes you through your first induction course, to your first project and then yes, the all important Performance appraisal at year end. As they say people change jobs, not because of the company, but due to the boss.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

Everything you learn in school comes to use. Even the subjects that you hate. Personally, I hated statistics (high school, college and even during university), but guess what I NEED it at work. I would say that most of the skills that I picked up during my Masters and my work experience have helped shape me as a marketer.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : The Indian High School, Dubai

Pre University               : The Indian High School, Dubai

Bachelor’s Degree        : Pondicherry University

Master’s Degree           :  University of Southern Queensland, Australia

 

[ Q ] Would you advice younger people to join in your industry ?

Yes, for sure. If you have a natural tendency to observe and analyze people, the constant need to know what makes people ‘tick’, then this industry is for you. That put together with making products to meet the needs of these people / consumers, gives you perfect training on starting your own business sometime down the lane.

[ Q ] What advice would you give to someone trying to get into the industry ?

Start young! It helps to know what you are good at and what your natural strengths are. Nothing like getting a head start in this really rigorous race.

You can get in touch with Sinatra at the link below :

On Facebook    : www.facebook.com/sinatracarneiro

Sinatra has been more than helpful with this initiative referring some friends as well. We will have mor interviews from the creative side in the coming few weeks. Your views as always are greatly appreciated. A big thanks to Sinatra for her insights and her time for the interview.

Inquisitive Interviews : Jobby Mathews Rajan – Market Research Manager

First of all thanks a lot for the overwhelming response to the feature Inquisitive Interviews. I am attempting to bring as many different professions into the interviews to give a better idea of what the jobs are like and if you would be able to work in that field, an interesting person to talk to. This week is the Interview of a person who is well known in Dubai, however his profession isn’t, today we talk to a Market Research Manager.

Inquisitive Interviews, the feature was born out of the requests by some of the students who read this blog, requesting information regarding careers. And with a view to help them make a better choice, I have started to feature various careers from different people, starting with people I know and hoping to slowly reach many different people. The Inquisitive Interviews feature would not only help the students reading the interview but also the interviewee providing them with some Online PR of sorts, the benefits of which I mentioned in another post earlier.

[ Q ] Tell us something about yourself ?

Yello Peeps, My name is Jobby Mathews Rajan, been converting sweat into money for 7+ years. Typically a Dubai boy and not at all confused about my Indian roots-actually I am so proud of it!! When I saw the first interview for the initiative been taken by Melvin to be able to guide the younger generation to a path less thorny, I was quite impressed. But not in a hundred years did I think I would in anyway be able to help, or to put it in a better way, never thought that I would be interviewed by this inquisitive lad. Anyways, here is a disclaimer: Anything mentioned here if by chance offends anybody, it was done with pure intentions in mind or intentionally. :P.

[ Q ] What do you Do for a living and Where ?

I work as the Market Research Manager for Gulf Warranties.

[ Q ] Is your job what you expected it to be ?

To be frank, I was just about confused like any other “normal” kid on what to do with my life after school. While there were the “ultra normal’ ones who used to start coaching themselves for the various entrance exams from 8th grade, unbelievable huh!!. However, since i had these complete set of ‘ultra normal’ friends and they knew what they wanted, I followed suit and decided to try my hand in Engineering. Days to months to years and I just saw myself such a misfit to the hard core techy side of things. I knew i had the caliber to speak and think out of the box, but not necessarily design a nuclear plant! To cut a long story short, I stumbled onto research and never looked back, and till this day hold no regret for change!

[ Q ] Is your salary what you expected it to be ?

Initially it is not the salary that drives you to a certain profession; it is the challenge that is right around the corner of the profession that pumps the adrenaline in you. But seriously, how many of us follow that, unfortunately not many. If you get into a job that is satisfying mentally you eventually end up acing at it, which follows up with the right remuneration. On the other hand you take a job just looking at the remuneration, I can guarantee it would not take much time for you to lose interest and finally suffer at work. And the answer to the question is ‘Yes’!

[ Q ] What is your average day like ?

Average day at work, would include drinking tons of tea, responding to emails based on priority and definitely catching up with my colleagues on “what’s up” in their lives. Did I hear a smirk, seriously if you do not know your colleagues there is no way you could work under the same roof. You could be the head of the company but having a personal interface with each of the staff is a quality acquired by the greatest of leaders. However a cautionary warning, out of the supposedly 8 hour work regulation an hour to catch up is good enough. Anything more than that, you should try just sitting at home.

[ Q ] What’s the most interesting part of your job ?

I handle the non-warranty side of the business for the company, which includes markets research, mystery shopping, brand awareness, customer satisfaction surveys etc. Majority of the work other than client servicing is recruiting serious mystery shoppers that too around 29 cities across the Middle East, Asia and Africa. My team and I are quite trained now to gauge which shoppers would meet our client requirement from the onset of our conversation. So in effect, you need to be as talkative as possible; if you need to fit into this role…Yea people do usually say I got a BIG mouth-in the positive sense.

[ Q ] What’s the most challenging part of your job ?

Since we work across countries and various nationalities during the course of the work, it is difficult to keep a track on what exactly is going around in their particular city. For example, if my client has an urgent requirement on 1st of May, since UAE does not follow it, we end up working on the day, but other markets especially in Africa and Asia, they remain closed. Thus, not being able to deliver based on our client needs. And of course there are other common challenges like trying to ensure the budget never gets overshot, overwork with limited resources, come in on time yet leave late!!

[ Q ] What’s the part of the job that you don’t like ?

I still remember my folks working a straight 8 hour shift and then they have enough time to be back with family. However, nowadays the competition is so stiff, that if an employee does not put in at least 15+ hours a day (keep in mind no-overtime!) they might just not impress the management. And our social networking sites definitely help us in ensuring we work 15+ hours everyday, Right? I hate it, when certain people thing, a person who puts more than 8 hours of work is far more productive. I would say unless you are under resourced (which the management can see clearly), 8 hours is way enough if you plan your work schedule. Distractions like FB, Twitter, personal mails etc. are definitely deterrents that stops you from working within those 8 hours. FYI, I do work more than 8 hours, but I would blame it on being under resourced.

[ Q ] Do you get bored at your workplace at all ?

Humm, very rarely, that is when work is less. However, I am in love with Google, and would not know what to do, if it was not invented. A research person’s bible is the Google. For anything and everything we head to Google, to keep us updated on any new methodology, analysis, sourcing of facts and figures. As long as Google is around, there is no chance in the world anybody would be bored.

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

I report to the GM of the company. The GM is there to ensure I do not cross the budget allocated and stick to my budget commitments for the year.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

I would say 40% of the skills sets are picked up in Schools and Colleges which is related to Academia.  While 30% would be skill sets picked with your interaction with people around you and finally the rest 30% within your work atmosphere. No one is born with skills, you hone it as you grow.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : The Indian High School, Dubai

Pre University               : The Indian High School, Dubai

Bachelor’s Degree        : Bachelor of Engg. (Electronics & Comm) Banagalore University, Bangalore, Karnataka

[ Q ] Would you advice younger people to join in your industry ?

Definitely, it is an industry, that makes all other industry stop and listen to you. It requires an analytical head and enough creative juices to think out of the box. MR(Market Research) is the base for anything that exist in this world. Without proper research, no new product would be launched, no one would understand the feasibility of any service, basically only people who are ignorant would not undertake MR before commencing with any decision that requires investment.

[ Q ] What advice would you give to someone trying to get into the industry ?

A basic commerce or business degree would suffice to start with. Market research can only be learnt and understood in detail once you work with a reputable MR agency. Reading from books and online sites holds good when you can implement what you did academically on to the real world.

[ Q ] Anything else you want to tell the readers ?

Google is your bible and Wikipedia your cheat sheet, use it extensively. It might be simple, but if you can master the art of searching on Google, you have completed 50% of your skills sets. The only time I have taken a pen in my hand is for signatures, therefore being computer literate especially MS-office literate is quite important, if you ace in it, you have crossed another 25%. A good active lifestyle and eagerness to learn and know more would have just topped you into a 100% MR person.  All the best and do contact me for any consultation.

[ Q ] Any online resources you recommend for people taking up this profession ?

http://en.wikipedia.org/wiki/Market_research

http://en.wikipedia.org/wiki/Mystery_shopping

http://en.wikipedia.org/wiki/Marketing_research

(this details the different kind of methodologies in MR)

You can get in touch with Jobby at the link below :

On Linked In    : http://www.linkedin.com/profile/view?id=44939812&trk=tab_pro

A big thanks to Jobby for this interview. I have to let you in on a secret, ever since this section has started, Jobby’s interview has been requested by a few readers. So well this is for all you guys, you know who you are.

Inquisitive Interviews : Megha Abraham – Writer

Another Edition of the Inquisitive Interviews is due today and this time we have a really creative person in the field of Advertising, PR and creative writing. The response on the previous 3 Interviews has been overwhelming and I thank all the readers who are making this an interesting segment to read through.

Inquisitive Interviews, the feature was born out of the requests by some of the students who read this blog, requesting information regarding careers. And with a view to help them make a better choice, I have started to feature various careers from different people, starting with people I know and hoping to slowly reach many different people. The Inquisitive Interviews feature would not only help the students reading the interview but also the interviewee providing them with some Online PR of sorts, the benefits of which I mentioned in another post earlier.

[ Q ] Tell us something about yourself ?

My name is Megha Abraham and I have been working for over 10 years in corporate communications, advertising, PR and now writing.

[ Q ] What do you Do for a living and Where ?

Currently I live and work in Dubai and am a senior writer with a magazine.

[ Q ] Is your salary what you expected it to be ?

Writing jobs don’t really tend to pay much, unless you get to the senior management level. Alternatively, if you’ve specialised in reporting or writing from University, and you score a job with a reputed publishing company / title, then there is a difference. But when starting out, it’s always good to keep a realistic expectation of what to expect when it comes to money versus experience. For me, the salary is a nosedive from what I was earning before, but my priorities and present lifestyle allows me to accomodate a lower paying job. So, I wasn’t surprised. Is it what I expected? Hell no! But I roll with it.

[ Q ] What is your average day like ?

It starts out with an hour’s drive to work, since the office is pretty far from where I live. Once in, I check my line-up for the month and start work on either the stories I have assigned or chalked out for myself. In addition we get a lot of PR material, which we use for our compilation pages. Getting that sorted during the first half of the delivery timeline is what I focus on most. Once done, I then focus all my energy on the features or articles. In between the week, some events or conferences might need attending, so we plan those in and attend them.

[ Q ] What’s the most interesting part of your job ?

Definitely the varied subjects, information and types of people one meets. Otherwise writing can be quite mundane, unless you really love it so much, that you’re willing to schlep a bit and do meaningless work until the right gig comes up.

[ Q ] What’s the most challenging part of your job ?

Sometimes the compromises you have make. Especially when you’re working in an organisation, where sales and ad revenue mean keeping a magazine alive. If you’re working for certain titles who really don’t care, that’s a whole different ballgame. It’s important to know what you want, where you are when it comes to life and circumstances and what you want your career to do for or for itself. Some days time management and on others lack of response. Especially in this part of the world, response rates can be quite infuriating.

[ Q ] What’s the part of the job that you don’t like ?

Routine. I’m not a routine person. Although sometimes one does crave it when you’re not up to it on somedays and just need the comfort of the familiar. I also don’t like beting jolted out my cruise control and like to plan ahead. Sometimes, being a writer for a publication can spring a few surprises on you because at the end of the day you’re working with people, and we aren’t a homogenous group when it comes to habits, work ethic or time management. So that part of it annoys me sometimes. Another thing I don’t like is meaningless work, which sometimes you have to do, it’s part of the process. But you asked what I don’t like, so yeah, I don’t like it, but I get it out the way, when I have to.

[ Q ] Do you get bored at your workplace at all ?

Sometimes, it’s natural. I work in an office which isn’t very big, it doesn’t have a huge team and we sit in office that is almost cut off from the rest of the city for an average of 8 hours. So, the office is all you get. If you need to go out somewhere that’s half an hour at least and unless you have an event to go to, or an interview to get done, you don’t step out, because if you do, you won’t be coming back, so again, time management is key here.

Sometimes research on silly/mundane/inconsequential topics (yes, you will get your fair share when writing for a mass reading target group) is extremely boring, and I do go cross-eyed when faced with the inevitable task of looking up colour swatches for a decor story or finding the latest updates from the celebrity world. Boring.

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

Yes, I report to the Editor of the magazine in terms of hierchy. The impact is pretty straightforward, she/he runs the magazine and we ensure that there is relevant and enough content to go in. The editor oversees the entire outlook and the way the magazine is run and sometimes does oversee the content direction. So the impact is pretty meaingful.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

Yes, I do, I specialised in communications, which also involved a course in writing. However, some of the most successful writers come from varied backgrounds as well, which means you need to really like writing or have some sort of specialisation that you can write about. I picked up my skills with practice and pure interest in as well. I’ve always loved books, writing and anything to do with the written word so that helps.

It depends on what kind of writer you want to be really, there are several types: technical, features, copy, novelist, blogger, freelance, project, and many more. So your background no matter what it is can be turned into a writing gig, if you have the interest and the wherewithal to get into it part or full time.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : Bangalore, India

Pre University               : Bangalore, India

Bachelor’s Degree        : Bangalore, India

Master’s Degree           :  Manipal, India

[ Q ] Would you advice younger people to join in your industry ?

Sure, if they love it, and know it in their gut then, yes. I would also advise this, that if you’re getting into it for the money, then don’t bother. The money comes much later. Much, much later. You definitely need to like it, like a little bit (or a lot of, depending on where you start your writing career) of imbalance when it comes to timing, money, schedules and fulfillment. It comes and goes like waves, once you master that rhythm you’ll be fine.

[ Q ] What advice would you give to someone trying to get into the industry ?

If you’re already working or interning somewhere, try and freelance or send in work to magazines, newspapers, websites who commission work. See what the response is like from the editors or writers and keep practicing as much as you can. The more you write, the better you get at it. Also read up a lot, it helps with vocabulary, knowledge, other points of view and writing styles. Keep yourself updated as much as possible, it helps.

[ Q ] Anything else you want to tell the readers ?

If you’re young, try everything you can before you choose a career or a way of making a living. A lot of people will have opinions on what is good and what isn’t. I personally think it’s important to make your mind up for yourself.

If you’re mid-career and still not sure what you want to do and writing comes up as an option, try it while you’re still working and see if you like it. Weekends, free time, or a break from work can help you get started, and if you do and it’s what you’ve been looking for, then sure, quit and take it up. If it isn’t writing, then what ever else seems to be playing in your mind, try it first and see what it makes you feel like – happy, curious, maybe skeptical; it doesn’t matter – the thing is to try. Forget what the folks / peers / industry / general viewpoints said. It’s hard, yes. But if you do try, it works wonders.

[ Q ] Any online resources you recommend for people taking up this profession ?

I don’t have any online resources that I could recommend. However, I used to actively contribute to www.wordquotient.com who are always on the lookout for writers for varied feilds (if you’re a subject expert, freelance enthusiast, or want to find out where to start).

Otherwise, the really effective way is to do your own research, that’s when you find what you’re looking for.

You can get in touch with Megha at the link below :

On Linked In    : http://ae.linkedin.com/in/meghaabraham

A big thanks to Megha for this insight into what a writer at a magazine would actually be working on. I am sure we will read more of what she writes in the future. Hope this interview is as useful to all the students reading this.

Inquisitive Interview : Sagar Sen – Scientist / Faculty

Its again that time of the week when I feature an Inquisitive Interview on the blog, and this week its someone that I have knows for close to 10 years now. A college friend who is now a faculty / scientist in France. Yes I know it is still an engineering field like the one for the Marketing Engineer, but as you will see in the series there are many things that an engineer ends up working on, varied and vast in its approach. If you want to keep track of the interviews only please look at his page: http://blog.melvinpereira.com/inquisitive-interviews/

Inquisitive Interviews, the feature was born out of the requests by some of the students who read this blog, requesting information regarding careers. And with a view to help them make a better choice, I have started to feature various careers from different people, starting with people I know and hoping to slowly reach many different people. The Inquisitive Interviews feature would not only help the students reading the interview but also the interviewee providing them with some online PR of sorts, the benefits of which I mentioned in another post earlier.

[ Q ] Tell us something about yourself ?

I am Sagar Sen, 28 years old. I am Computer Scientist at INRIA Sophia-Antipolis, France which is close to the beautiful city of Nice in Cote d’Azur. My  career goal is to find a perfect balance between  top-level research in computer science (more info here http://web.me.com/sagarsen) and high-performance sports notably rowing. Finding my mental and physical limits and stretching them everyday is what drives me.

Don’t be frightened! I also enjoy a lot of other activities. I have an inclination to be spiritual with a regular practice of Yoga. I love making friends and turning them into good , and eventually great friends pretty quickly. I have tried my hand at every sport I could including the traditional soccer/cricket ,ping-pong, fin swimming, rock climbing, roller blades, etc. etc. but I stay Fidel to rowing. I not very patient with art in this fast-paced world but I have extrapolated my prior interest in painting to learning to play the piano. This helps me appreciate ambiguity and uncertainty.  I adore family values and have great respect for my parents, family, and my teachers in life.

[ Q ] What do you Do for a living and Where ?

I am Computer Scientist working at Sophia-Antipolos, France

[ Q ] Is your salary what you expected it to be ?

Yes. The salary is just right to strike a sweet balance between work and life.

[ Q ] What is your average day like ?

I wake up anywhere between 6 am and 7 am. Depending on my training schedule I either go to the rowing club to row for about 12-15 kms, or cycle down to work from Nice to Sophia-Antipolis (22 km), or do a 1 hour session of Ashtanga Yoga. I am at work at around 10 am at INRIA Sophia-Antipolis. I spend a lot of time discussing with students and engineers on our collaborative projects. We make collective decisions about what to do such as for software projects or performing experiments. I spend a lot of time writing research articles and send them for publication in conferences, journals or magazines. I come back home by 7 pm. I spend some time playing the piano, chatting with roomates or go through a second session of training: rowing, circuit training, running/roller-blading,  or power yoga. At night, on some occasions I go out to meet friends for a drink or a stroll by the sea thinking and clarifying my thoughts. I often have a deep sleep.

[ Q ] What’s the most interesting part of your job ?

The most interesting part in my job is the interaction with my colleagues and synthesis of ideas from start to finish. A byproduct of this process is witnessing the maturation of a young student into a full-fledged researcher ready to better understand the world and bring order out of chaos.

[ Q ] What’s the most challenging part of your job ?

The most challenging part of the job is to keep students motivated, focused, and constantly keep a positive atmosphere in the work environment.

[ Q ] What’s the part of the job that you don’t like ?

There are only a few things. Improving communication on some occasions can always be a good thing.

[ Q ] Do you get bored at your workplace at all ?

Sometimes. However, in research your workplace is everywhere, the kitchen, outside, or on the sea. Most work is mental which is realized quickly when clarity is achieved and decisions are made.

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

Yes. At times I report to a senior member in the research team about the ongoing work. However, my workplace is more or less flat. If you are motivated then you can collaboratively make your idea happen without much intervention due to hierarchy.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

Yes. I am glad I learnt a multitude of skills in school. At first I was apprehensive about the different text books I used to read and experiments we conducted in school/college. But today those pieces of information come back to me in new light that helps me integrate ideas to solve real problems.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : Kendriya Vidyalaya Indian Institute of Science

Pre University               : Kendriya Vidyalaya Indian Institute of Science

Bachelor’s Degree        : Bangalore University

Master’s Degree           :  McGill University, Canada

[ Q ] Would you advice younger people to join in your industry ?

Yes. Of course. I am living a great life and creating value. Why not you? Feel free to contact me.

[ Q ] What advice would you give to someone trying to get into the industry ?

I would suggest reading, thinking, and identifying exactly what direction you want to head to in the next 3-4 years. You should be happy with your decision as research involves dedication to a problem or related problems for a few years.

[ Q ] Anything else you want to tell the readers ?

Give equal importance to all aspects of personal development. Try to create equal opportunity for others when you are in the right position in future.

[ Q ] Any online resources you recommend for people taking up this profession ?

 

You can get in touch with Sagar at the links below :

On Facebook    : http://www.facebook.com/#!/sagarsen
On Linked In    : http://www.linkedin.com/profile/view?id=114232733

Thanks Sagar, for all your help and support, I am sure the readers like me would learn something new with this interview. Am sure the most intelligent among us readers would be keen to contact you for some guidance.

Wordless Thursday – College life on TV and in Reality

If you really wold go by the stuff that they show in sitcoms and in movies, Colleges especially in US seem to be heaven for people in that age group. Cooperating faculty, partying roomies, and all the stereotypes shown in teen flicks is what people expect. But in order  not to have the expectations high, this infographic is put together by some college students in the US. A picture is worth a thousand words. For the uninitiated, wordless Thursday is a section on this site, where I showcase the world through Inquisitive Infographics.

But the real comparison from the college life in the movies and the college life in reality is surprisingly overlapped in some aspects, not the good ones of course. So well, enjoy and let me know what you think ?

Inquisitive Interviews : Jason Prince – Marketing Engineer

As mentioned in a post earlier about Inquisitive Interviews, this blog is attempting to provide some real helpful information to students and professionals alike. Once a week this blog will feature an Inquisitive Interview of a professional from daily life, from really varied professional backgrounds. No part of this interview has been edited or modified in any way.

I kick start this series with one of the best Marketing guys that I personally know, being part of the events initiative we started, Jason has been an important person within Inquisitive Events. I would request you to add in your best wishes and comments for Jason below.

[ Q ] Tell us something about yourself ?

Name is Prince. Jason Prince.

Born and raised in Dubai, went to Canada, came back with a degree in electrical engineering, got a job 3 months later. Started my MBA program parallely with work.  Been in construction industry for 7 years now & loving it.

[ Q ] What do you Do for a living and Where ?

At the moment, I am a Marketing Manager for a company called InoSafe Lighting Solutions based in Dubai.

[ Q ] Is the job what you had pictured it to be ?

It is my 3rd job in 7 years and it is closest to the picture I had in mind!

[ Q ] Is your salary what you expected it to be ?

It was. But i was surprised to know that there are many other industries that pay much better, for example, media industry.

[ Q ] What is your average day like ?

That is the best part of being a Marketing Engineer, every day is different. If there is a huge project, like an airport; we take a week to design it as perfect as possible, 3 days to make a good presentation out of it and another 3 days to present it the client. If it is a smaller project, one day is good for each one of these activities.

On off peak times like summer holidays and Ramadan, mornings are usually set for meetings and after lunch for paperwork.

[ Q ] What’s the most interesting part of your job ?

Meeting people. Usually, the relationship that forms is lifelong and it is interesting to see how each relationships takes form.

[ Q ] What’s the most challenging part of your job ?

Deadlines usually. Sometimes, these deadlines can get impractical. And the frustrating part of it is that the deadlines becomes tight when someone along the “work-chain” didn’t complete their work on time.

[ Q ] What’s the part of the job that you don’t like ?

Sometimes, the people who take decisions take advantage of their position. Dealing with these people are never fun or challenging.

[ Q ] Do you get bored at your workplace at all ?

Sometimes. But that is good. It gives a chance to change things. Every company appreciates a positive change. If you can suggest it to improve the company’s turnover and your role in the company, grab it.

[ Q ] Do you report to someone ? How much of an impact the person you report to has on your job ?

Yes, I do report to my manager. And the manager can have a huge impact on the work that you do. As a fresher, I believe it doesn’t really matter who your boss is. If he has good qualities, adopt it. If he has bad qualities, add it to the list of things-not-to-do-if-I-ever-become-a-boss. It is all part of learning.

If you are going to look for a job at senior level, then it is important to check the chemistry you have with your manager because firstly, you tend to get a lot crankier by now & it is hard to gel with anybody like before & secondly, he could really have an effect on your growth up the ladder.

[ Q ] What would you say are the growth aspects in this Industry are like ?

Initial growth is slow. But once you gain like 10 years of experience, you are king! You can command whatever you want with respect! But of course, it is hard to generalize. It differs from industry to industry.

[ Q ] Do you use all the skills that you learnt in school / college ? or where did you pick up the skills ?

70-80% of the skills are the ones you picked up at the job itself. But the remaining 30% is crucial too. The person and the habits that you have picked up reflects on your work. For example, there are some people always looking for shortcuts. This stems up from the fact that they were always looking for shortcuts while studying. While there are others who were always looking for the whys and how’s and they have more research type attitude. Mind you, they are both good and required. You just have to pick a job profile that best fits.

[ Q ] What’s your Alumni ? Where have you studied ?

Schooling                     : Our Own English High School, Dubai

Pre University               : Tandem Institute of Engineering, India

Bachelor’s Degree        : University of Alberta, Edmonton, Canada

Master’s Degree           : University of Southern Queensland, Australia (campus in Dubai)

[ Q ] Would you advice younger people to join in your industry ?

Construction industry is not the best option right now in Dubai right now. You might not get the salary that will best match your expectations. If the company is concentrating on growing third world countries, it could be an exciting opportunity.

[ Q ] What advice would you give to someone trying to get into the industry ?

Like I said, it is not the best time and it might take a while to establish. Patience & luck goes a long way!

[ Q ] Anything else you want to tell the readers ?

Keep a hobby. And actively pursue it as you grow at work. It will help.

[ Q ] Any online resources you recommend for people taking up this profession ?

Nope, you learn everything at work. Some companies invest in personality development programs. Those are great!

You can get in touch with Jason here :

On Facebook    : http://www.facebook.com/profile.php?id=691991915
On Linked In    : –
On Twitter        : –

Thank you Jason, the readers would really appreciate your insights.

Inquisitive Interviews cos Google is your next Interview

Google has been the cornerstone of the Internet’s expansion for some time now, I know there would be a few readers that would disagree with me on a more technical level, however Google did to the Internet what windows did to the desktop PC. Gave it a shape and a voice. Today we cannot really think of a life without Google. We use the search for everything, even the term Google It is now in the dictionary as a synonym of search. One of the industries that really did well with the explosion of the internet was the Job Search industry, going from newspaper ads locally right to the internet job search sites like Monster.com to now the very popular Linked In. Most people use the common routes of the internet for job search, i.e. search for a job on a job site, send in your CV and wait for a response. However there are more innovative ones among us that are using the Internet resources differently for job search, more on that later. The tried and tested route is great for beginner jobs and for intermediate jobs. However a you grow up the ladder this method starts to fall short. Main because head hunters look for people in higher places, as well as referrals and contacts take over.

Through all of this, one thing is emerging as a major trend in the Job Search / Hunt industry. Google. Most people these days are Googling potential candidates to search for information like credibility, recommendations etc. Linked in is one of the most popular of these sources that shows up, on a close second would be Facebook and Twitter. It would be logical considering that these sites are as big as they are, Linked in with over 100 Million users and Facebook with a staggering 500 million users. Googling a person can bring about the information about a person that he may or may not be particularly proud of. Like that drunk party you were at, or someone blogging about your inefficiency etc.

Based on this it becomes imperative that you really go out there and start Ego Googling once every few months, just to make sure that the information about you is current and relevant and in fact you are Googlable. What do I mean by that ? well for starters make it easier for people to find you on Google, make sure that there is good information about you and not too much dirt. Once this process is done you will see that a person looking for your information might be able to find, that you are indeed an achiever as well as have some evidence to back it up.

The entire process above is called Personal Branding. What it means though is that you are working to promote yourself similarly as a brand would do. I am working on something similar for myself, if you Google Melvin Pereira, you would see that most results are between a namesake and of course me. The namesake is a renowned photographer of Jet Planes and has been quoted over the internet a lot. Which makes him easier to search than for example me. But I have an advantage, this blog. Having a domain name with my name and a blog has ensured that I am searchable, and findable. My thoughts and knowledge base is this blog itself. I know a lot of you are thinking is this really relevant to me ? Well for starters you don’t always need a blog to be findable on Google, you only need to compete with all your name sakes in order to reach the first page and the top results there. Here are some steps that might help in the process :

  1. Google Yourself regularly : What does come of that exercise is you can see how far off from the first page are you. Only when you know how far back you are, can you know how much work is required to put you to the front pages.
  2. Online Participation : Participate in websites where interaction would lead to increased visibility. Read and comment on blogs that are related to your line of work, try to help others out online, e.g. educational forums where college students ask for answers. Etc.
  3. Linked In : Have a great Linked In profile. Filling in all the sections as well as providing as such relevant work related information as possible. Considering that Linked In profile would be one of the first pages that show up for your name, the more information it does have the better the impact it would have.
  4. Repeat Step 1 every few months, or every month initially.

In the process, I will also be able to help. On this blog I am starting a section called Inquisitive Interviews, a series of Interviews that are well, Inquisitive to start off with. I was being asked the question by some college students on if there line of work is correct and what are the growth prospects, although I am not qualified nor experienced enough I thought that by providing them with information related to how people work ? What did they study to get there etc, it might help to make some good decisions regarding their career. Complimenting this, it would also provide some visibility for the person in the interview on Google, as my Blog is now quite frequently visited by Google.

There are many different ways through which you can be famous online, by putting up really stupid pictures of yourself (which might not be the best for your career) also by helping people, and getting recognized for it. For the benefit of a lot of my readers, I hope Inquisitive Interviews will provide some value too, making the interviewee Googlable and help them advance in their career. If you want to get featured in Inquisitive Interviews get in touch with me at me[at]melvinpereira.com. Additionally I would request you to share this section with more students in the hope that it will be helpful to them

Change is Inevitable – Need your views

Its getting close to a year of the existence of this blog on a self sufficient domain at melvinpereira.com, having its own sub domain blog.melvinpereira.com, and I have been trying to be consistent with the content coming on to this blog, including the very popular Wordless Thursday and other regular articles. In the past few weeks, the viewer-ship on the blog has significantly increased and I would attribute this to maybe increased awareness and an updated Google Pagerank as well.

Ηράκλειτος (Herakleitos; Heraclitus) of Ephesus way back in the times of the greek, had a very famous quote that people use until this day.

“The only thing constant in the world is change”

And considering this I have decided to add more diversity in content, am also going to be working on a theme to change a bit of the look and theme of the site including some changes in the plugins that I am using etc, to help make the site a bit faster (yes I do realize that its slow at times). More changes will be bought over in some time, however for a start I have started to include Guest posts now, posts that stay within the realm of inquisitive and interesting but could be from different fields and not only confined to technology. The first two guest posts are already here on the blog and you can see them here :

Guest Post – Mutual Fund Myth Buster

Guest Post – How to create a workable budget that gives you money and life?

More importantly, I have been requested by some students and kids (surprisingly who read my blog) to write about careers and what they might entitle, in terms of the work that they are doing, what people would need to do to get into that industry etc. I hope that this section would really help some of these students and kids who are reading this blog. The new section named “Inquisitive Interviews” will feature weekly some interesting everyday people with varied job profiles helping students make informed decisions on their career paths, from people in those industries. I have already requested some of my friends from different fields to actually feature in this section and it will start in a few days. Please let me know of what you think about the sections and the content in them.

A shout out to the regular readers, any suggestions and comments are really welcome to help make this blog interesting and inquisitive enough for all of you. Waiting for your responses …