How To Use An iPhone 4s Application To Manage Your Finances

The new iPhone 4S, amazing, capable of more than anything before it, and its able to help you manage your finances as well?  I thought coming up with Siri was a major accomplishment, and now Siri can help you manage your finances. Let’s take a look Siri and what it offers in the way of financial management:

Siri is an Intelligent Assistant that just debuted in the newest Apple iPhone, the 4s.  It allows you to give voice commands and receive the information your looking for such as a local restaurant, text, phone call, weather forecast, and so much more.

Pay bills on time:

You can ask Siri to remind you of upcoming payments, including amount and due date.  You can even set an alarm so that you can’t forget a payment is due, and sync her with the newest application RememberTheMilk so you can organize your financial obligations as well as important dates.

Keep track of stock rates:

Even though Siri cannot give you ‘insider’ information, it can certainly let you know what your stock is doing, by answering a simple question, such as ‘How are Coca Cola’ stocks doing?  You can get the latest stock updates on any stock that you choose.

Find closest ATM or Bank:

This is what Siri is best at – finding locations and giving you options.  But if you ask for a specific bank, you can get that address and location as well.

Personal finances:

When you’re out shopping, having lunch or just out spending money, Siri can tell you whether you’re close to your spending limit in your bank account, or if you’re over your budget.  Installing a third party sync to Siri of your bank account through a site such as Mint.com, can help you from overspending.

Moneystrands:

This is an amazing iPhone app that can give you all of your bank and credit card balances, all in one place.  And, offers a pretty up to date budget tool.  I can’t tell you how convenient this is, when we’re used to having to call the credit card companies to get balances before we charge.

This is a free app and can be found at moneystrands.

Pageonce Personal Assistant:

This allows financial monitoring from your iPhone, with access to bank, credit card and brokerage accounts from your phone.  It allows you to access all of your bills, in one simple app, and you can pay them from Pageonce as well.

One of the greatest features of this app is that it is secure, with top security measures taken, you can do your banking, financial monitoring, and bill paying all in the safety of your phone.

Best of all – it’s FREE!  

Pocket Money:

This isn’t a free app, however, its not expensive.  Last check it was $1.99 and will probably go down from there.

This little app does so much, such as tracking accounts, budgeting, keeping track of spending and it actually backs up and exports financial data.  It can handle split transactions and exports data to programs such as Quicken.

Bloomberg:

If you’re an investor, this is the app for you!  The Bloomberg iPhone app offers investment tools and real-time portfolio tracking, all for free.

You can also receive news, according to date and time, and it is available in 12 different languages.

And… it is free here!

PayPal:

You can send money from your iPhone through your account on PayPal.  If that person is on your contact list in your phone, you can send them cash.  And, there are over 190 currencies available, and in 16 different languages.

This is also a free application – PayPal

Shopping Budgeter:

This little app, Gift List Budget Shopper, can actually help you save money by budgeting for gift giving, finding the cheapest price for the product you’re looking for as well as locate it for you, and conduct product searches online.

It integrates with your address book and maps, creates lists that can be exported to the spreadsheet of your choice, and can be backed up.

Gift List Budget Shopper isn’t free, last check, $3.99 and reviews state it is worth every penny!

Currency Converter:

This handy app will help you know exactly what you’re being charged in that bistro in France, or in nearly 200 other countries.

You can convert currency rates in seconds on this ACTCurrency iPhone Currency Converter, and never wonder whether you over paid again.

And, as a bonus, since the rates change regularly, you can get updated exchange rates via wi-fi while you’re travelling.

And, the cost –  .99 cents.

This is yet another Guest Post from one of the readers. Ally is part of the team that manages personal finance guides in Sydney, Australia, which provide tips about Budgeting Planner and Way tso Save Money. Before joining BS & HSTM, she was a Media Planner in McCann Worldgroup Philippines, Inc., with award-winning executions, including the Levi’s 501 “Live Unbuttoned” global campaign. Please get in touch with me using the contact page, if you want to contribute to the blog.