How To Use An iPhone 4s Application To Manage Your Finances

The new iPhone 4S, amazing, capable of more than anything before it, and its able to help you manage your finances as well?  I thought coming up with Siri was a major accomplishment, and now Siri can help you manage your finances. Let’s take a look Siri and what it offers in the way of financial management:

Siri is an Intelligent Assistant that just debuted in the newest Apple iPhone, the 4s.  It allows you to give voice commands and receive the information your looking for such as a local restaurant, text, phone call, weather forecast, and so much more.

Pay bills on time:

You can ask Siri to remind you of upcoming payments, including amount and due date.  You can even set an alarm so that you can’t forget a payment is due, and sync her with the newest application RememberTheMilk so you can organize your financial obligations as well as important dates.

Keep track of stock rates:

Even though Siri cannot give you ‘insider’ information, it can certainly let you know what your stock is doing, by answering a simple question, such as ‘How are Coca Cola’ stocks doing?  You can get the latest stock updates on any stock that you choose.

Find closest ATM or Bank:

This is what Siri is best at – finding locations and giving you options.  But if you ask for a specific bank, you can get that address and location as well.

Personal finances:

When you’re out shopping, having lunch or just out spending money, Siri can tell you whether you’re close to your spending limit in your bank account, or if you’re over your budget.  Installing a third party sync to Siri of your bank account through a site such as Mint.com, can help you from overspending.

Moneystrands:

This is an amazing iPhone app that can give you all of your bank and credit card balances, all in one place.  And, offers a pretty up to date budget tool.  I can’t tell you how convenient this is, when we’re used to having to call the credit card companies to get balances before we charge.

This is a free app and can be found at moneystrands.

Pageonce Personal Assistant:

This allows financial monitoring from your iPhone, with access to bank, credit card and brokerage accounts from your phone.  It allows you to access all of your bills, in one simple app, and you can pay them from Pageonce as well.

One of the greatest features of this app is that it is secure, with top security measures taken, you can do your banking, financial monitoring, and bill paying all in the safety of your phone.

Best of all – it’s FREE!  

Pocket Money:

This isn’t a free app, however, its not expensive.  Last check it was $1.99 and will probably go down from there.

This little app does so much, such as tracking accounts, budgeting, keeping track of spending and it actually backs up and exports financial data.  It can handle split transactions and exports data to programs such as Quicken.

Bloomberg:

If you’re an investor, this is the app for you!  The Bloomberg iPhone app offers investment tools and real-time portfolio tracking, all for free.

You can also receive news, according to date and time, and it is available in 12 different languages.

And… it is free here!

PayPal:

You can send money from your iPhone through your account on PayPal.  If that person is on your contact list in your phone, you can send them cash.  And, there are over 190 currencies available, and in 16 different languages.

This is also a free application – PayPal

Shopping Budgeter:

This little app, Gift List Budget Shopper, can actually help you save money by budgeting for gift giving, finding the cheapest price for the product you’re looking for as well as locate it for you, and conduct product searches online.

It integrates with your address book and maps, creates lists that can be exported to the spreadsheet of your choice, and can be backed up.

Gift List Budget Shopper isn’t free, last check, $3.99 and reviews state it is worth every penny!

Currency Converter:

This handy app will help you know exactly what you’re being charged in that bistro in France, or in nearly 200 other countries.

You can convert currency rates in seconds on this ACTCurrency iPhone Currency Converter, and never wonder whether you over paid again.

And, as a bonus, since the rates change regularly, you can get updated exchange rates via wi-fi while you’re travelling.

And, the cost –  .99 cents.

This is yet another Guest Post from one of the readers. Ally is part of the team that manages personal finance guides in Sydney, Australia, which provide tips about Budgeting Planner and Way tso Save Money. Before joining BS & HSTM, she was a Media Planner in McCann Worldgroup Philippines, Inc., with award-winning executions, including the Levi’s 501 “Live Unbuttoned” global campaign. Please get in touch with me using the contact page, if you want to contribute to the blog. 

India Innovation – Android Love from India, including a Siri Clone

Its been a while since I wrote about India and the technological innovation there but here is something that is hard to be missed. Being an Indian and an Android fan it is one of those moments that you will be surely proud of, Apps. Indian Software developers are not the foremost to come up with products, yes there are quite a few there, but in comparison to the number of apps used worldwide the apps from India don’t come to the forefront. Indian Software industry has always played a service role for most companies, where we have developed products for others. Not many products that are home-grown. I guess its changing, and here are the first signs that we can be good at it too.

When Apple introduced Siri, every Android user wanted to hear about the version for Android. And there were few but all lacked complete functionality. An Indian Startup is trying to change all that, from the notion that Indian Software companies dont do products to Siri App for Android. Enter Dexetra, A startup from Cochin that is planning to change the world of Android and India.

Iris 

Like the Siri clone, Iris is a speech recognition and interpretation engine aimed solely at the tech savvy always connected Android user. Like the iPhone 4s the Iris requires the internet to be connected at all times to be able to process the information and spit out the results. With over a Million  installs and with tremendous response from the global Android community this app seems to be the one to see in 2012. Along with the company.

Check out Iris for yourself here on Android Market. Oh yes that’s not it, they also have more software like the Speed Sense and Secure Keys that are as helpful as the Iris You can check them out on their developer page on Android Market. Check out decent App Intro Videos as well for their upcoming Android App, Friday. Does this not look like an international App company now ?? Proud to have crossed paths with these guys.

I just hope that these guys find all the support they need and also move along and produce some brilliant Android Apps. Now waiting for some hackable intelligence of connecting the Arduino with the Iris to get a proper solution to the Voice Activated Home. Dexedra Are you listening ??